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July 24, 2023

Before Taking Off: The Benefits of Letting the Bank Know You’re Traveling

Are you planning to go on a trip soon? If so, one of the important tasks you must do is inform your bank that you will be traveling. It’s an essential step to take, especially if you’re not using cash all the time, but rather relying on your debit or credit card. In this blog post, we’ll be discussing the different benefits of letting the bank know before you travel. Especially because at Citizens First Bank, we are here to serve you. Please feel free to stop by any one of our six community branches, call us, or email us to speak with a representative today. We look forward to hearing from you before your travels! 

Benefit #1: Avoiding Unnecessary Disruptions in Card Transactions 

One of the hazards of using your card abroad is the risk of having the transaction denied or flagged as fraudulent. This can be a nightmare, especially if you are relying on your card for most of your expenses while traveling. By letting your bank know that you’re going on a trip, the bank will mark down the location, duration, and expected number of transactions within that period. This will prevent the bank from raising an alert each time you make a purchase, resulting in smoother transactions and shopping experiences. Citizens First Bank is here to serve you. Any of our six community branches is willing to help if you stop by, or call and email us to speak with a representative about your travel plans without leaving your home! 

Benefit #2: Preventing Fraud When You Travel 

Aside from avoiding disruptions in transactions, informing your bank of your travel plans can also prevent your account from being compromised. By notifying the bank, they can ensure that they have updated contact information and that the charges coming through the account are legitimate. Banks might have complex fraud-detection algorithms that may tag unusual spending as fraud, especially for unusual expenses made in different countries. To report your Citizens First Bank Credit Card lost or stolen Call 1-800-543-5073 

Benefit #3: Easier Access to Customer Service When You Travel

Whether you need help with transaction history, PIN retrieval, or other banking emergencies, it’s nice to know that your bank is readily available for help. By informing the bank that you’re traveling, customer service can serve you better. This is because they can monitor your transactions and ensure that there are no issues with your accounts during your travels. Stop by any one of our six Citizens First Bank branches, call us, or email us to speak with a representative today about your travel plans and avoid unnecessary stress.  

Benefit #4: Personal Safety When You Travel

Lastly, by informing the bank of your travel plans, they can help protect you if there are any issues with your account or card while you’re abroad. Identity theft and credit card fraud can happen anywhere, and the last thing you want is to be stranded without access to your money. Letting us, Citizens First Bank, know where you will be traveling and how long you will be gone can help us protect you against fraudulent activity. 

In conclusion, informing your bank of your travel plans is an essential step to take before taking off on your trip. It will help ensure that your transactions will go through without complications and prevent any fraudulent activity from happening on your account or card. Additionally, it will give you peace of mind, knowing that your bank is aware of your travels and ready to assist you with any potential issues should they arise. So, before you take off on your next adventure, make sure to let your bank know that you’re traveling. From all of us at Citizens First Bank, we want to wish you safe travels! 

Centerville 

W25042 Hwy 54/35 
Centerville, WI 54661 
Phone: (608) 539-5900 

Holmen 

1757 Temte St. 
Holmen, WI 54636 
Phone: (608) 394-3340 

Sparta 

835 West Wisconsin St. 
Sparta, WI 54656 
Phone: (608) 269-2126 

Trempealeau 

24050 Third Street 
Trempealeau, WI 54661 
Phone: (608) 534-6335 

Viola 

102 West Commercial St. 
Viola, WI 54664 
Phone: (608) 627-1491 

Viroqua 

101 South Main St. 
Viroqua, WI 54665 
Phone: (608) 637-3133