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June 7, 2023

Building Stronger Communities: The Role of Local Banks in Supporting Agricultural Growth

In today’s fast-paced world, it’s important not to forget our roots and the industries that have shaped our communities for generations. Agriculture plays a vital role in our society, providing us with food, jobs, and a connection to the land. With that being said, it’s no wonder that local banks have emerged as strong pillars in supporting agricultural growth. Local banks are committed to helping farmers in their communities succeed. At Citizens First Bank, we understand the importance of agriculture to a thriving economy, and we’re proud to offer our support in achieving greater success. 

Access to Capital 

One of the biggest challenges faced by farmers and agricultural businesses is accessing sufficient capital to fund their operations and invest in new equipment or technology. Our experienced agricultural team is ready to consult with you and provide financial solutions tailored to your unique needs. From capital financing for equipment purchases and long-term investments, to reliable cash flow solutions and competitive rates—we’re connected to a wide range of options that allow farmers to make decisions with confidence. 

Knowledge and Expertise 

We’re a family-owned rural community bank that understands the needs of the family farm. We also understand the importance of farming and agribusiness to the people and the economy in the communities we call home. We’ll work with you to find a loan package that works for you. By building relationships with local farmers, Citizens First Bank can offer customized advice and support that helps farmers make informed financial decisions. With us, you don’t just get a loan with low rates and flexible terms. You get a reliable resource you can turn to for years to come. 

Community Development 

Local banks play a vital role in rural communities, especially when it comes to supporting the agriculture industry. These banks provide essential financial services and resources that help farmers and ranchers grow their businesses, create jobs, and sustain local economies. At Citizens First Bank, we understand this connection and actively support the community. Citizens hopes to nurture the growth of the agricultural sector and contribute to the overall vitality of the community. 

One of the most significant ways in which local banks impact agricultural community involvement is through their lending practices. Unlike large national banks that often have strict lending requirements, local banks are often more flexible and willing to work with farmers who may not meet traditional lending standards. This enables farmers and ranchers to obtain the financing they need to purchase equipment, expand their operations, or weather unexpected financial hardships. At Citizens we are dedicated to providing personalized options for your farm or agribusiness. 

In addition to providing financial resources, Citizens First Bank is deeply connected to its communities. Our bank employees often live and work in the same towns as our customers, giving them a unique understanding of the needs and challenges facing local farmers. This connection allows Citizens First Bank to offer personalized advice and support that goes beyond simple financial transactions. 


So, Why Citizen’s First Bank?

In an era of globalization and rapid change, Citizens First Bank remains loyal in our commitment to supporting agricultural growth and building stronger communities. Through our collaboration with local farmers and understanding of the unique challenges they face; we empower the agricultural sector and contribute to the sustainable growth of our communities. Let us celebrate the vital partnership between Citizens First Bank and local agriculture. We are proud to support agricultural growth and help farmers build stronger communities. Contact us today to discover how we can help you reach your goals.  

Stop by One of Our Locations or Give Us a Call!  

Centerville 
W25042 Hwy 54/35 
Centerville, WI 54661 
Phone: (608) 539-5900 

Holmen 
1757 Temte St. 
Holmen, WI 54636 
Phone: (608) 394-3340 

Sparta 
835 West Wisconsin St. 
Sparta, WI 54656 
Phone: (608) 269-2126 

Trempealeau 
24050 Third Street 
Trempealeau, WI 54661 
Phone: (608) 534-6335 

Viola 
102 West Commercial St. 
Viola, WI 54664 
Phone: (608) 627-1491 

Viroqua 
101 South Main St. 
Viroqua, WI 54665 
Phone: (608) 637-3133