Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

Balancing Your Digital Checkbook

As the world moves toward digital wallets and away from physical checks, you may find yourself unsure of how to spot and fix statement mistakes and track what you’re spending. The need to consistently reconcile your account hasn’t gone away. Overdraft fees and fraud still happen, but reporting mistakes is the account holder’s responsibility. Learn how to manage your account when you’ve gone digital.

What You Need to Know About SBA Pay Check Protection Program

What You Need to Know About the SBA Paycheck Protection Program

Extended stay-at-home orders are causing restrictions and closures on small businesses that can seem to be overwhelming. To continue their daily operations and keep their staff employed, many small business owners are turning to loans, debt relief programs and the Paycheck Protection Program (PPP) loans funded by the Small Business Administration (SBA).

Resources to Turn to During COVID-19

Citizens First Bank is here to help you address concerns or questions regarding your finances during the pandemic. Please consider the resources we have collected below to help you navigate this difficult time.

Financial Considerations During COVID-19

At Citizens First Bank, we’re by your side through the current coronavirus pandemic. It’s difficult to estimate how much the virus will impact the economy moving forward, but there are things you can do to be prepared. Follow the recommendations below to help you keep your financial life on track through the weeks ahead.

We’re Here To Help: A Letter From Our CFB President

We are here to help. CITIZENS FIRST BANK colleagues are working around the clock to ensure that we continue to service your financial needs in this rapidly changing situation. We consider this responsibility a privilege and want to keep you informed of our plans to do just that.

How To Buy and Sell a Home at the Same Time

Buying a new home can be exciting and overwhelming. Buying a new home while selling your current one presents unique challenges. These tips can help you navigate both with ease.

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How to Budget Grocery Store Spending

Know how to balance monthly spending on food and restaurants. Have you noticed higher food prices at the grocery store? According to the Bureau of Labor Statistics’ 2023 report on the Consumer Price Index, the price of groceries has jumped 12.4% since October 2021. It is important to make a conscious choice to budget the […]

Citizens First Bank Viroqua Wisconsin Addresses Concerns Amidst National Bank Runs

Citizens First Bank Viroqua Wisconsin (CFB) would like to address the concerns of its customers amidst the recent national bank events.

4 Easy Ways to Save Money Each Week

Use these saving strategies to cut down on your weekly spending.

How to Pay Off Credit Card Dept and Prevent it

How to Pay off Credit Card Debt and Prevent It

Paying off credit card debt can help you save money on interest and help you improve your credit score. Here are some tips to pay off debt and learn how to avoid it in the first place.

Five Ways to Save When Planning a Bachelorette

5 Ways to Save When Planning a Bachelorette or Bachelor Party

Whether you’re flying to Vegas or having a cozy cabin weekend, planning a bachelorette or bachelor party can get quite expensive. Here are some tips and tricks to keep in mind this upcoming wedding season to help keep costs down!

Four Retirement Mistakes You Should Avoid

4 Retirement Mistakes You Should Avoid

There are a lot of moving parts when it comes to retirement planning. Know what to avoid in order to have a successful, secure retirement. Here’s a list of a few common mistakes people make when it comes to retirement planning!

How to Save Money on Gas

For most families, gas expenses make up a large portion of their monthly budget with work commutes, school drop-offs, and getting the kids to and from activities and practices. Gas prices can also be unpredictable, so it’s not always a consistent expense. Learn ways to make your gas money go the distance.

What to do With Your Summer Travel Budget

What to Do With Your 2021 Summer Travel Budget

The coronavirus might have put a halt to your travel plans, but there are a few ways you can choose to spend the money you might have saved up for a travel vacation. From saving it for a rainy day to gifting it as donations, here are a few things you can do with your summer travel fund.

5 Ways to Save on Taxes

Tax season is right around the corner and it’s time to plan ahead. To pay less and save more on taxes, try to itemize deductions instead of taking standard options. Here are some tips to help.

How to Celebrate Valentine’s Day on a Budget

Valentine’s Day is a special time to celebrate with your significant other. Whether you’ve been together for five months or 50 years, it can be difficult to come up with gifts or creative date nights. Here are a few ideas on how you can express your love without breaking the bank – whether it’s in normal times or amid the coronavirus pandemic.

Ten Ways to Save on Groceries This Season

10 Ways to Save on Groceries This Season

Feeding a lot of people during the holidays can add up fast. Sticking to a budget becomes even more important when you’re already stretching it for gifts. With these ten tips, you can make the food your family loves most and still stay within your budget.

7 Ways to Save For The Holidays

Having fun doesn’t have to mean overspending. Enjoy your holidays and save money at the same time with these tips you may not have tried before.