Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

Paying for College During COVID-19

To help families and current high school seniors with worries about paying for college in 2021, here are some suggestions.

What to Know About the Second Round of Economic Impact Payments

Since late December 2020, a second round of economic impact payments have been sent to eligible Americans. Read more to learn about what to expect.

End-of-the-Year Financial Review

2020 is officially coming to a close meaning now is the time to give yourself a financial checkup. Take time to reflect on your finances and assess if they are where you want them to be; if not, learn what you might do to get back on track.

Citizens First Bank Supports Couleecap’s COVID-19 Response

(Westby, WI) Couleecap, Inc. is honored to announce that it has been awarded a $15,000 Targeted Impact Fund grant from Citizens First Bank. The Targeted Impact Fund grant is a partnership with the Federal Home Loan Bank of Chicago (FLHBank Chicago).

Why You Should Refinance Your Home Today

With interest rates lower than ever, refinancing your home could mean big savings on monthly payments. There are a few factors to consider before refinancing your home. But, if you’re looking to lower your interest rate or adjust your loan term, refinancing now could be the right choice.

What a Farm Loan Can Do For You

Everyone in the agricultural business knows that farming is expensive. It requires immense startup costs and has a wide range of ongoing expenses. This is why there are agricultural loans made to fit all the needs. Before you decide to take out a loan, make sure you have a plan. There is a variety of things farm loans can do.

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Stick figure holding up a pink piggy bank to symbolize a safe place to store your money and why you should open a checking account.

Banking Basics 101: How to Open Your First Checking Account

Managing your finances effectively is a crucial life skill, and one of the first steps toward achieving financial independence is opening your first checking account. A checking account serves as the foundation for your everyday banking needs, enabling you to deposit and withdraw money, pay bills, and manage your everyday expenses. If you’re looking to […]

Building a Strong Foundation: Financial Literacy for Kids

In a world where financial decisions play a crucial role in every aspect of our lives, teaching children about money management from an early age is an essential investment in their future. At Citizens First Bank, we are committed to empowering the next generation. We understand the importance of equipping kids with the knowledge and […]

Navigating Family Finances: A Guide to Smart Spending

At Citizens First Bank, we firmly believe that building a strong financial foundation is a vital part of ensuring a happy and secure family life. We understand that managing a family’s finances can be a challenging task, which is why we’re excited to share some valuable insights on how to make the most of your […]

Financial Planning Tips for Your Growing Family: Securing a Bright Future with Citizens First Bank

Expanding your family, whether it’s your first child or not, is a significant life event that comes with substantial expenses. From medical bills to childcare costs, there are numerous financial considerations to take into account. At Citizens First Bank, we understand the importance of managing your finances effectively as a growing family. In this blog […]

Unraveling the Hidden Expenses of Raising a Family

At Citizens First Bank, we know that becoming a parent is one of the most thrilling and rewarding experiences in life. The journey of bringing a new life into the world is filled with joy, love, and endless possibilities. Along with this exciting adventure, there comes the reality of financial responsibilities, which can sometimes feel […]

Before Taking Off: The Benefits of Letting the Bank Know You’re Traveling

Are you planning to go on a trip soon? If so, one of the important tasks you must do is inform your bank that you will be traveling. It’s an essential step to take, especially if you’re not using cash all the time, but rather relying on your debit or credit card. In this blog […]

4 Smart Budget Plans for Your Tax Refund

Learn how to boost your overall financial well-being and get the most out of a tax refund by monitoring your spending habits and budget planning for your future.

How to Save Money at Your First Job

Learn how to budget and start your career off on the right foot by bettering your personal finance knowledge and money management skills.

Gift Giving for Every Budget

As we approach this romantic time of year, expressing how much you care by buying an expensive gift for a loved one is an expectation that can hurt your wallet. But by exploring all of your options with a realistic budget in mind, you can find the perfect gift without overspending.

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Understanding Credit Scores: Tips to Improve Yours This Year

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