Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

Who Can Get a VA Home Loan?

VA loans provide assistance to eligible veterans, service members, and their spouses so they can finance their homes with little to no money. These loans are not actually provided by the government, but they are guaranteed by the U.S. Department of Veteran Affairs.

Socially Distant Summer Vacation Ideas

Summer can be the best time to spend with family and to travel. With the pandemic squashing many families’ 2020 summer plans, here are a few 2021 vacation ideas that allow you to see loved ones and enjoy new experiences while maintaining necessary social distancing.

Can You Claim Home Office Deductions?

Due to the ongoing pandemic, many businesses are still utilizing a work-from-home model. You might be wondering if this transition yields any tax breaks for you. If you work from home and want to claim home office tax deductions, here are the main points to know.

4 Reasons to Shop for Groceries Online

With social distancing and mask regulations now a common practice in most stores, many shoppers have transitioned to looking online for groceries and everyday needs. Though shopping for groceries online has its pros and cons, here are a few good reasons you should do your grocery shopping in the comfort of your own home.

Cryptocurrency What you Know Before Investing

What to Know Before Investing in Cryptocurrency

Cryptocurrency can seem like an exciting investment opportunity. There are over 6,700 different types of cryptocurrency, and some, like Bitcoin, have become mainstream. But what is it? How safe of an investment could it be? Before you dive into the world of cryptocurrency, here are few things you should know.

Hidden Expenses of Moving

Moving can be expensive, regardless of whether you are moving to a new house or a new state. The costs can fluctuate, depending on whether you move your own possessions or hire a moving company. When you budget for your move, here are some hidden costs you might forget.

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Spotting and Avoiding Phishing Scams

In our increasingly digital world, cybersecurity has become more critical than ever before. As technology advances, so do the tactics of cybercriminals. One prevalent threat that individuals and businesses face is phishing scams. These scams are deceptive attempts to obtain sensitive information, such as passwords and credit card details, by posing as trustworthy entities. Citizens […]

A lock with web graphics around it to display online security

Enhancing Your Online Banking Security

Online banking offers unparalleled convenience, but it’s crucial to prioritize security to protect your finances and personal information. At Citizens First Bank, we’re committed to ensuring your online banking experience is safe and secure. In addition to the fundamental practices, here are five new and essential tips to enhance your online banking security further. Embrace […]

Phone with warning symbol to demonstrate the importance of protecting your checking account from online threats.

Cybersecurity Month: Protecting Your Account from Online Threats

In today’s digital age, online banking has become an integral part of our lives. It offers convenience, efficiency, and accessibility, allowing us to manage our finances from the comfort of our homes or on the go. However, with the convenience of online banking comes the risk of cyber threats. October is National Cybersecurity Month, making […]

Two young adults. One holding flowers, the other happily surprised. They are both working to achieve financial happiness.

Navigating Your Financial Future: Essential Money Tips

As a young professional, you’re embarking on an exciting journey, full of opportunities and challenges. Managing your money effectively is crucial to achieving your financial goals and securing a successful future. At Citizens First Bank, we’re committed to helping you make informed financial decisions and thrive financially. Let’s take a look at essential money management […]

A Practical Guide to Managing Your First Paycheck

Congratulations, young adults! You’ve just received your first paycheck, and with it comes financial independence. While the temptation to splurge on the latest gadgets or newest fashion trends may be strong, at Citizens First Bank we believe that it’s essential to lay the groundwork for responsible money management. In this guide, we’ll provide you with […]

A hand scrolling on their phone displaying an image of money. Showing money management.

Managing Your First Checking Account Like a Pro

Congratulations! You’ve taken the first step towards financial independence by opening your first checking account. Managing your money wisely is a crucial skill, and your checking account is the cornerstone of your financial journey. At Citizens First Bank, we understand the importance of opening your first account. That’s why we’ve offered our knowledge to guide […]

How to Teach Your Kids About Budgeting

Financial literacy is one of the most important skills to develop on the road to financial independence. The earlier kids are taught about the importance of budgeting, the better they will be set up for the future.

Four Reasons to Create a Financial Plan Today

A financial plan not only helps you determine your future financial goals, but it helps turn large goals and visions into smaller comprehensible objectives. Read on to learn what a financial plan can do for you.

How to Save Money While Traveling

Traveling is an amazing experience. Whether it’s around the globe or just across the state it can help create memories that last a lifetime. Unfortunately these memories can come at a major financial cost, but they don’t have to! Read on to learn how to save your money while traveling.

3 Tips to Help Avoid Extra Expenses

Student loans, rent payments, and monthly expenses; it can feel overwhelming to manage personal finances and save for future goals. You can start saving today by using free resources and tools to optimize your income.

What Every College Student Should Know About Saving

Unlike procrastinating on a paper, saving takes time and mindful planning. Incorporating saving early in life will not only boost the number in your bank account but also build financial confidence.

4 Affordable Ideas for Summer Fun

The summer months can be a difficult time to save money for many people, especially when each month seems to be full of endless activities, events, and gatherings. Knowing that summer is right around the corner is all the more reason to practice mindful spending and designate a budget for yourself.