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Financial Tips for College Students

You’ve received a loan and you’ve opened up a checking and savings account. But, you’re not quite sure how to manage your money through the school year. Here are a few tips to help you get started on money management.

Money Milestones for Every Decade

When it comes to financial comfort, it is important to have a plan. Your plan should fit your lifestyle as no one-shoe-fits-all outline. These milestones are just general guidelines and blanket advice that can help you get started if you are unsure of what kind of money goals to reach for in different ages of your life.

Buying a Car in 2021: What to Expect

The pandemic not only changed our driving habits in 2020 but also the market as well. Vehicle production worldwide decreased due to factory closures, limited staffing, and a shortage in parts. This resulted in fewer cars being available at dealerships and prices getting bumped higher. This has changed the traditional car shopping experience, with customers buying cars online and having contactless delivery for vehicles.

A Student’s Guide to Finding a Summer Job

If you’re looking for a summer job, it’s a good idea to get a head start. The earlier you start looking and applying, the more options you will have. With more choices available, you have a higher chance of finding a job that you want. Here is some advice on how to find employment in the summer.

How to Sell Unwanted Items Online and Offline

As we are well into spring cleaning season, you might feel the need to declutter your house. After you’ve cleaned your home of old items or items that you no longer need, you find they are taking up most of your garage or basement space. Here are a few ways you can sell your old items online and offline.

Is Refinancing Right for You?

To refinance a mortgage means to pay off an existing loan and then substituting it with a new loan. Some homeowners choose to refinance their homes to get a better interest rate and term.

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Multi-Factor Authentication: Your Key to Online Banking Safety

The convenience of managing our finances from the comfort of our homes is unmatched. However, as we embrace convenience, it’s crucial to prioritize security. At Citizens First Bank, we understand the importance of safeguarding your financial information. That’s why we implement Multi-Factor Authentication (MFA) as your key to online banking safety. Understanding Multi-Factor Authentication Multi-factor […]

A cellphone with a lock icon displayed on screen to represent secure mobile banking.

Secure Mobile Banking: How to Safeguard Your Finances

In the fast-paced world we live in today, mobile banking has become a necessity. It offers convenience and accessibility, allowing you to manage your finances anytime, anywhere. However, with this convenience comes the responsibility to ensure the security of your financial information. At Citizens First Bank, your security is our top priority. In this blog, […]

Spotting and Avoiding Phishing Scams

In our increasingly digital world, cybersecurity has become more critical than ever before. As technology advances, so do the tactics of cybercriminals. One prevalent threat that individuals and businesses face is phishing scams. These scams are deceptive attempts to obtain sensitive information, such as passwords and credit card details, by posing as trustworthy entities. Citizens […]

A lock with web graphics around it to display online security

Enhancing Your Online Banking Security

Online banking offers unparalleled convenience, but it’s crucial to prioritize security to protect your finances and personal information. At Citizens First Bank, we’re committed to ensuring your online banking experience is safe and secure. In addition to the fundamental practices, here are five new and essential tips to enhance your online banking security further. Embrace […]

Phone with warning symbol to demonstrate the importance of protecting your checking account from online threats.

Cybersecurity Month: Protecting Your Account from Online Threats

In today’s digital age, online banking has become an integral part of our lives. It offers convenience, efficiency, and accessibility, allowing us to manage our finances from the comfort of our homes or on the go. However, with the convenience of online banking comes the risk of cyber threats. October is National Cybersecurity Month, making […]

Two young adults. One holding flowers, the other happily surprised. They are both working to achieve financial happiness.

Navigating Your Financial Future: Essential Money Tips

As a young professional, you’re embarking on an exciting journey, full of opportunities and challenges. Managing your money effectively is crucial to achieving your financial goals and securing a successful future. At Citizens First Bank, we’re committed to helping you make informed financial decisions and thrive financially. Let’s take a look at essential money management […]

Five Ways to Save When Planning a Bachelorette

5 Ways to Save When Planning a Bachelorette or Bachelor Party

Whether you’re flying to Vegas or having a cozy cabin weekend, planning a bachelorette or bachelor party can get quite expensive. Here are some tips and tricks to keep in mind this upcoming wedding season to help keep costs down!

6 Ways to Save on Date Night

While an elaborate night out can be an exciting occasion, there are many other date night options that won’t break the bank! This Valentine’s Day, consider these six ways to save on date night.

Inexpensive Ways to Get Fit This Winter

The winter months can be a difficult time to stay motivated both physically and mentally, but with these inexpensive exercise options, you’ll be active in no time.

4 Budgeting Tips For New Homeowners

Becoming a new homeowner is an exciting new chapter. Receiving your keys after closing on your home is just the beginning; owning a home comes with many new responsibilities and decisions to be made. Check out the tips below to prepare for your future expenses.

Four Ways to Save Money During the Holidays

4 Ways to Save Money During the Holidays

While the celebrations can bring great cheer, the extra expenses might make you want to shed a tear. Here are four different ways to budget and save as you get into the spirit of the season!

How to Teach Your Kids About Budgeting

Financial literacy is one of the most important skills to develop on the road to financial independence. The earlier kids are taught about the importance of budgeting, the better they will be set up for the future.