Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

5 Common Credit Mistakes to Avoid

Having an above-average credit score can qualify you for better mortgage and loan rates, credit cards, housing, and insurance rates. By knowing these five tips you can easily maintain or improve your score.

Why ETFs Can Be a Good Investment

Invest in a more diverse portfolio today with ETFs.

Secure Your Accounts Before Scammers Strike

October is National Cybersecurity Awareness Month and Citizens First Bank is promoting the American Bankers Association’s #BanksNeverAskThat campaign to help educate consumers on phishing scams. Read on for tips to recognize phishing tactics and ways to secure your accounts.

How to Read Bank Statements and Why They Matter

Learn what to look for in bank statements for better control of your finances.

4 Ways Loans Can Help Farmers Grow

Farmers know that the expenses of running an agriculture business can be high and securing financing is essential for success. Agriculture loans are helpful for starting out in the industry, expanding operations, and ensuring stability.

Things to Keep in Mind Before Applying for a Mortgage

3 Things to Keep in Mind When Applying for a Mortgage

Knowing all the factors that will qualify you for a mortgage can help your chances of securing your dream home. Here are three financial tips to be aware of before applying for a mortgage.

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Man taking money out of wallet stick figure.

Smart Spending: How to Cut Expenses

Today, we’re diving into the world of smart spending. Yes, we get it; managing finances can sometimes feel like a balancing act. But fear not, because at Citizens First Bank, we’re all about empowering you to cut expenses without sacrificing the quality of your life. So, let’s go on this journey together and discover practical […]

Adapting Your Financial Plan: Embracing Life’s Changes

Adapting your financial plan to embrace life’s changes can be a little scary. At Citizen’s First Bank, we understand that life is a rollercoaster of surprises, and your financial strategy should be flexible enough to navigate the twists and turns. Let’s explore the importance of adaptability and how Citizens First Bank will stand by your […]

Calculator, savings, and a created budget.

Creating a Realistic Budget

Creating a realistic budget can be a crucial step toward financial stability and achieving your financial goals. At Citizens First Bank, we understand the importance of effective budgeting, and we’re here to guide you through the process. In this comprehensive how-to guide, we’ll provide you with practical steps to help you create a realistic budget […]

The Importance of Building an Emergency Fund

In the unpredictable journey of life, financial stability plays a pivotal role in ensuring peace of mind and security. One of the key pillars of financial preparedness is having an emergency fund. At Citizens First Bank, we’ll dive into the significance of having an emergency fund and offer practical tips to kickstart your journey toward […]

A community coming together to recognize the year 2023.

2023: A Year of Community Commitment and Giving Back

As the year comes to a close, Citizens First Bank takes pride in reflecting on the impactful initiatives and community engagements that defined our commitment to making a positive difference in the areas we serve. In 2023, we were honored to participate in a variety of sponsorships and volunteer activities that strengthened our ties with […]

Two individuals experiencing the joy of giving

The Joy of Giving Christmas Gifts That WON’T Break the Bank

The Holiday season is upon us, and with the joy of giving comes the task of finding the perfect gifts for our loved ones. However, in a world that often seems to revolve around extravagant presents, it’s important to remember that the most meaningful gifts don’t always come with a hefty price tag. At Citizens […]

Navigating Family Finances: A Guide to Smart Spending

At Citizens First Bank, we firmly believe that building a strong financial foundation is a vital part of ensuring a happy and secure family life. We understand that managing a family’s finances can be a challenging task, which is why we’re excited to share some valuable insights on how to make the most of your […]

Financial Planning Tips for Your Growing Family: Securing a Bright Future with Citizens First Bank

Expanding your family, whether it’s your first child or not, is a significant life event that comes with substantial expenses. From medical bills to childcare costs, there are numerous financial considerations to take into account. At Citizens First Bank, we understand the importance of managing your finances effectively as a growing family. In this blog […]

Vast open field, stretching towards the horizon demonstrating the importance of sustainable farming and the opportunity for agricultural loans at Citizens First Bank.

Sustainable Farming: How Agricultural Loans Can Support Eco-Friendly Practices

In recent years, there has been a growing global concern about the environmental impact of traditional farming practices. From soil degradation and water pollution to greenhouse gas emissions, conventional agriculture has taken a toll on the planet. However, there is a ray of hope in the form of sustainable farming, which gives hope to help […]

Is Graduate School a Good Investment?

Keep this advice in mind if you are considering graduate school.

4 Easy Ways to Save Money Each Week

Use these saving strategies to cut down on your weekly spending. Do you ever feel like no matter how hard you try, it seems almost impossible to save money? You do your best to budget, but unexpected expenses always seem to come up. Budgeting your money can seem stressful at first, but with the right […]

4 Easy Ways to Save Money Each Week

Use these saving strategies to cut down on your weekly spending.

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Understanding Credit Scores: Tips to Improve Yours This Year

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Understanding Credit Scores: Tips to Improve Yours This Year

Building Your Emergency Fund: Why It’s a Must in 2025

Year-End Financial Checklist: How to Close Out 2024 on a High Note

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5 Common Credit Mistakes to Avoid

Why ETFs Can Be a Good Investment

Secure Your Accounts Before Scammers Strike

How to Read Bank Statements and Why They Matter

4 Ways Loans Can Help Farmers Grow

3 Things to Keep in Mind When Applying for a Mortgage

Smart Spending: How to Cut Expenses

Adapting Your Financial Plan: Embracing Life’s Changes

Creating a Realistic Budget

The Importance of Building an Emergency Fund

2023: A Year of Community Commitment and Giving Back

The Joy of Giving Christmas Gifts That WON’T Break the Bank

Navigating Family Finances: A Guide to Smart Spending

Financial Planning Tips for Your Growing Family: Securing a Bright Future with Citizens First Bank

Sustainable Farming: How Agricultural Loans Can Support Eco-Friendly Practices

Is Graduate School a Good Investment?

4 Easy Ways to Save Money Each Week

4 Easy Ways to Save Money Each Week