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Citizens First Bank financial blog offers helpful information on topics like saving, budgeting, loans, retirement, and lifestyle finances.

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The Basics of VA Loans: What Every Veteran Should Know 

At Citizens First Bank, we understand that homeownership is an important milestone, and for veterans and service members, a VA loan is an excellent opportunity to make that dream a reality. Thanks to the U.S. Department of Veterans Affairs (VA), veterans, active-duty service members, and their families can benefit from a unique mortgage program that […]

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Good Debt Vs Bad Dept

Good Debt vs. Bad Debt

Learning to distinguish between good and bad debt can be simple. Good debts are low-interest debts that help you to achieve your financial goals. These, however, can pile up easily and turn into bad debts. Bad debts are expensive, high-interest debts that are detrimental to your financial situation when spent on items that lose their value quickly. Here are a few common loans and debts to consider:
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Credit Card and Saving Hacks

4 Debit and Credit Card Hacks

Even if you have a strict budget, you need to eat, pay rent, fill your vehicle with gas, and hopefully, you have enough to spend a little on recreational shopping. Here are a few smart spending tips that can help you capitalize your everyday spending with cards that you already own.
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