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Citizens First Bank financial blog offers helpful information on topics like saving, budgeting, loans, retirement, and lifestyle finances.

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How to Spot and Avoid Common Online Banking Scams 

Online banking has made managing finances easier than ever, but it’s also opened the door to a variety of online scams. As more transactions move online, scammers have developed sophisticated methods to trick individuals into providing personal and financial information. At Citizens First Bank, we want to help you recognize and avoid these common online […]

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Good Debt Vs Bad Dept

Good Debt vs. Bad Debt

Learning to distinguish between good and bad debt can be simple. Good debts are low-interest debts that help you to achieve your financial goals. These, however, can pile up easily and turn into bad debts. Bad debts are expensive, high-interest debts that are detrimental to your financial situation when spent on items that lose their value quickly. Here are a few common loans and debts to consider:
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Credit Card and Saving Hacks

4 Debit and Credit Card Hacks

Even if you have a strict budget, you need to eat, pay rent, fill your vehicle with gas, and hopefully, you have enough to spend a little on recreational shopping. Here are a few smart spending tips that can help you capitalize your everyday spending with cards that you already own.
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Five Money Tips for Fresh Graduates

5 Money Tips for Fresh Graduates

Adjusting to life after college can be difficult if you are not sure how to handle money wisely. Whether you have a part-time or full-time job, your salary may not be as high as you had hoped it would be. If you’re a recent college graduate or in the process of graduating, here are some tips on how to handle your financials as a job seeker or full-time employee.
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