Blog: Smart Saving Tips & Advice | Citizens First Bank Citizens First Bank

Banking During the COVID-19 Crisis

Amid ongoing concerns about the Coronavirus COVID-19, Citizens First Bank is closely monitoring the latest reports from the Centers for Disease Control (CDC) and has taken a number of precautionary measures for the health and safety of our customers and employees.

Important Documents: What to Keep and When to Throw Out

Follow these guidelines to simplify and organize your personal documents. Receipts, statements, bills, and other….

How To Boost Your Credit Score

Follow these steps to improve your credit score and unlock lower interest rates. A strong credit score can help you qualify for the best interest rates…

Recognizing Common Online Holiday Scams

While doing your online shopping, watch out for these common scams. For scammers, the holidays are the perfect time…

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3 Inexpensive DIY Projects to Try This Spring

Creating value in your home on a budget is possible with a little creativity and craftiness; read on for three helpful DIY tips that will save you money now and down the road.

What to Expect Financially When You’re Expecting

It is never too early or late to create a financial plan to care for you and your family. Use these tips to be ready for your exciting new chapter in life.

6 Ways to Save on Date Night

While an elaborate night out can be an exciting occasion, there are many other date night options that won’t break the bank! This Valentine’s Day, consider these six ways to save on date night.

Inexpensive Ways to Get Fit This Winter

The winter months can be a difficult time to stay motivated both physically and mentally, but with these inexpensive exercise options, you’ll be active in no time.

4 Budgeting Tips For New Homeowners

Becoming a new homeowner is an exciting new chapter. Receiving your keys after closing on your home is just the beginning; owning a home comes with many new responsibilities and decisions to be made. Check out the tips below to prepare for your future expenses.

12 Days of Safety Tips for Your Funds

Unfortunately, the holidays see a large increase in scams due to the extra shopping, travel, and charitable giving during the season. Here are some helpful tips to keep your funds secure and avoid scams.

Common Budget Mistakes You Should Avoid

Achieving financial stability and managing your money responsibly can be hard. Budgets get overwhelming and frustrating when they don’t seem to work. Luckily, budgets are always adjustable. If you’re having issues with your budget, sit back and re-evaluate it. Try removing these typical budget mistakes and you may resolve all your problems!

Budgeting for Your Lifestyle

Trying to fit your life within a budget can be frustrating. Most people think the traditional budgeting system works for everyone and if it isn’t working, you must be the problem. That simply isn’t true. Lifestyle needs and income types are all different and bring various requirements. If traditional budgeting hasn’t worked, try out this list and see which budgeting strategy works best for you. It may take some trial and error, but controlling your spending habits doesn’t have to be difficult.

Five Ways to Stretch Your Paycheck

Your job may or may not be affected by coronavirus-related closures, but according to the American Payroll Association, more than 74 percent of American workers will experience financial difficulty if their paychecks are delayed by a week. For many, now more than ever, it is important to make the most of your paycheck.

Financial Planning for a Pet

Whether you’re surprising the kids with a new puppy or adopting a local rescue, you’re not alone. According to the National Pet Owners Survey, 68 percent of households in the U.S. have a pet. But with food, veterinary visits and ongoing care and supplies, how much does it actually cost to get a pet?

Merry, Bright, and on a Budget

Six steps to spread holiday cheer without breaking the bank. With events, family gatherings, gift-giving…